bad credit loans up to 8000

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Just gave me 3 more dispute reasons. Besides the fact they are not licensed in my state or even regis. as a business in TX .
Anyone have any ideas if I should do a joint complaint with me and my husband or should I do two seperate claims?
(Bad credit loans up to 8000) I recall not being able to find an address for the collections company and didn't know what else to do with it.
BTW, send the letter to the CA CRRR and, just type your name-don't give a signature.