Of course, me sitting in the dealership the following day...all day...staring at them didnt help their cause, lol.
When I added O/draft protection, they insisted on checking her credit as well as mine, since she has the ability to access the creditline.
I personally, would not recommend Mr.Bauer's advice on any legal matters.
(Subprime personal loan idaho) It won't be an issue, no one is going to call you and question you about it, or reject your application because of it.
If they know that they are going to lose, I'd look at it as an attempt to bluff you into dropping it.
czwartek, 31 stycznia 2008
app cash loan direct com
I am looking for a SUV in the 12-17 thoudsand range, not brand new , and not too much of a gas-guzzler.
It is their legal obligation to conduct the information and determine if the information is accurate - not yours.
If the underwriter comes back and says sorry, cant help you b/c of that one collection, then we are totally screwed b/c we've got a baby on the way in a month and a half!!!
(App cash loan direct com) And the company went out of business, so I finally took the page down - it served its purpose.
When we moved in it took me 6 weeks to get phone service connected because of her putting the service in her name under the lines.
It is their legal obligation to conduct the information and determine if the information is accurate - not yours.
If the underwriter comes back and says sorry, cant help you b/c of that one collection, then we are totally screwed b/c we've got a baby on the way in a month and a half!!!
(App cash loan direct com) And the company went out of business, so I finally took the page down - it served its purpose.
When we moved in it took me 6 weeks to get phone service connected because of her putting the service in her name under the lines.
huge cash advance com
Being relatively new to the board, I would suggest you read my thread "why you should sue the CRAs and estoppel questions" That will answer how to set up the type of papertrail and damages that are needed to win any CRA/OC lawsuit, esp.
I think the only one I havent done yet is Target visa...but I think I would try for blu for biz first...that is...if it is instant.
I'm with you on the non-working address being illegal - I see that as deceptive practice/reporting and is noted on my lists of violations.
(Huge cash advance com) When your report gets clean, you will pretty much be able to write your own ticket.
FYI: Just received both National City and Chase secured card apps. and approval is guaranteed with both, even for post-BK'ers. Wells and B of A are not BK-friendly.
That's what Bart Womack, a command sergeant major of the elite 101st Airborne Division, asked himself as a grenade rolled past him after 1 a.m.
I think the only one I havent done yet is Target visa...but I think I would try for blu for biz first...that is...if it is instant.
I'm with you on the non-working address being illegal - I see that as deceptive practice/reporting and is noted on my lists of violations.
(Huge cash advance com) When your report gets clean, you will pretty much be able to write your own ticket.
FYI: Just received both National City and Chase secured card apps. and approval is guaranteed with both, even for post-BK'ers. Wells and B of A are not BK-friendly.
That's what Bart Womack, a command sergeant major of the elite 101st Airborne Division, asked himself as a grenade rolled past him after 1 a.m.
personal loans in northern va
And croft, I forgot, I have your testosterone overloaded brutus smiley for days when you don't want anyone to know you are sweet, he he he
I am going to file now, 2 years of school, 3 years working ................and maybe by then I will have my life back.
I have been learning a tremendous amount since my discovery of it this weekend.
(Personal loans in northern va) It can be embarrasing when you miss something because you have predetermined ideas about a property or market.
You can find the information on line about your judgment and see if the dates match EXACTLY, if they do not, get a certified copy and dispute it with the CRA as follows.
I dont know about the rate or how easy it is to get, but it is popular because:
What order should one apply for their cards in search of the almighty "black" etc.
I am going to file now, 2 years of school, 3 years working ................and maybe by then I will have my life back.
I have been learning a tremendous amount since my discovery of it this weekend.
(Personal loans in northern va) It can be embarrasing when you miss something because you have predetermined ideas about a property or market.
You can find the information on line about your judgment and see if the dates match EXACTLY, if they do not, get a certified copy and dispute it with the CRA as follows.
I dont know about the rate or how easy it is to get, but it is popular because:
What order should one apply for their cards in search of the almighty "black" etc.
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Now, if it has yet to be reported and the ca sends the initial collection out, and the debtor disputes the acct with the ca, then of course, the ca can not legally report it until such time as they properly validate the debt.
When I got my MBNA LOC, the tradeline showed up without any activity associated with it.
There are trees still down on the powerlines in her neighborhood, and the power co. expects that power won't be restored until Monday, at the earliest.
(Cash advance for ga residents) Also, does anyone know what "chattel" means? I don't remember where I saw it but I think it was a comment on my exp or eq report.
I don't know about 3k a month but my dh uses our card for his business.
When I got my MBNA LOC, the tradeline showed up without any activity associated with it.
There are trees still down on the powerlines in her neighborhood, and the power co. expects that power won't be restored until Monday, at the earliest.
(Cash advance for ga residents) Also, does anyone know what "chattel" means? I don't remember where I saw it but I think it was a comment on my exp or eq report.
I don't know about 3k a month but my dh uses our card for his business.
moneytree cams
Risk Management is hooked up with Equifax, and they always 'verify'..please.........they are just as bad....
He said all the stuff that shows up on my report show up on his because of our name differences.
I've dug deeper into another acct that was showing BK as well, but they've changed it into a charge off ....which I'm sure is worse than a BK notation/with a $0 bal?
(Moneytree cams) Ok, then how about "deletion-for-not-suing"? Read the section on false or deceptive practices....
I applied for BOFA and was denied. Sent in a reconsideration letter and haven't heard anything. I pull PG just now and boom, Bank of America is reporting with a $3500 credit limit.
This is an account I made my first mistake with, I disputed that I made a late payment.
He said all the stuff that shows up on my report show up on his because of our name differences.
I've dug deeper into another acct that was showing BK as well, but they've changed it into a charge off ....which I'm sure is worse than a BK notation/with a $0 bal?
(Moneytree cams) Ok, then how about "deletion-for-not-suing"? Read the section on false or deceptive practices....
I applied for BOFA and was denied. Sent in a reconsideration letter and haven't heard anything. I pull PG just now and boom, Bank of America is reporting with a $3500 credit limit.
This is an account I made my first mistake with, I disputed that I made a late payment.
adverse credit personal loans
Unpaid taxes, fines, alimony, or tort claims, because they are not debts incurred from a "transportation property
sent off a DV letter to a CA that was on my report, disputed through TU as not mine.
If it is a medical collection and you get it taken away then your score will recover after that.
(Adverse credit personal loans) OMG, just pulled EQ...my BK is gone..but get this...honestly, my score dropped 25 points!??!
VA doe snot have a specific hard and fast answer on this. Much depends on the reason for the BK.
Usually when YOU apply directly with a lender and are turned down then the dealer CANNOT get the same lender to approve you, SINCE THEY HAVE ALREADY DECLINED your loan app.
sent off a DV letter to a CA that was on my report, disputed through TU as not mine.
If it is a medical collection and you get it taken away then your score will recover after that.
(Adverse credit personal loans) OMG, just pulled EQ...my BK is gone..but get this...honestly, my score dropped 25 points!??!
VA doe snot have a specific hard and fast answer on this. Much depends on the reason for the BK.
Usually when YOU apply directly with a lender and are turned down then the dealer CANNOT get the same lender to approve you, SINCE THEY HAVE ALREADY DECLINED your loan app.
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Oh and marc, it seems that 1 notice of dispute is enough but I suppose multiple notices show wilfullness!
I imagine it's possible, but before I'll apply for anything from now on, I will pull my FICO instead of relying on my FAKO. I had a 727 FAKO on PG, so I applied for a Chase card a while back. Denied. Come to find out, my FICO was only a 696 at the time. Cards aren't strictly scoredriven, but in my case, 31 'might' have made a difference.
Great marketing idea but the benifit to most borrowers is noth there.
(Direct advance lenders) If you tell them "no contact at all," the only thing they can do to attempt to collect is sue you.
$8,500 is a LOT of money to CASH a check and give out CASH for it - especially to a non-depositor.
I imagine it's possible, but before I'll apply for anything from now on, I will pull my FICO instead of relying on my FAKO. I had a 727 FAKO on PG, so I applied for a Chase card a while back. Denied. Come to find out, my FICO was only a 696 at the time. Cards aren't strictly scoredriven, but in my case, 31 'might' have made a difference.
Great marketing idea but the benifit to most borrowers is noth there.
(Direct advance lenders) If you tell them "no contact at all," the only thing they can do to attempt to collect is sue you.
$8,500 is a LOT of money to CASH a check and give out CASH for it - especially to a non-depositor.
child daycare payment receipts
And, yes, i rarely see her give good credit advice, definitely nothing like you'll find here.
No, the rejection will not have a negative affect on your credit.....it is already on your report
Its funny when you panic and dont remember to do the stuff you should!
(Child daycare payment receipts) In short, since FCRA and FDCPA are federal law, can complaints be heard in small claims courts or is a motion to dismiss or motion to change venue to federal court based on jurisdiction always valid?
No, the rejection will not have a negative affect on your credit.....it is already on your report
Its funny when you panic and dont remember to do the stuff you should!
(Child daycare payment receipts) In short, since FCRA and FDCPA are federal law, can complaints be heard in small claims courts or is a motion to dismiss or motion to change venue to federal court based on jurisdiction always valid?
cannot get approved for a cash advance
Collecting any amount not authorized by law or by the agreement between consumer and creditor.
If your last negative and your last activity of any kind was in 98, then in '05 they should fall off. But, if in 2004 you decide to take the creditor up on his "generous" offer to reopen your account so you can pay off the past due balance, then you have just had "activity" and the 7 year clock starts all over from that point. So, guess what? Your 1998 negative that was getting ready to fall of will stick around now until 2011.
One thing I will tell you now. Since I have been moderator . I have also refrained, except where required for TOS reasons, to edit any posts.
(Cannot get approved for a cash advance) I am so jealous you guys! We have been through literal hell just getting financed. We have been trying since Sept, when we found our dream house. Credit scores up and down, contract on the house expiring over and over again, getting laid off, other buyers interested in the house, loan denials...... :cry:
Midland claims to consumer only has 30 days to request validation or we lose all right to request validation later
From http://www.aimloans.com/wholesale/fraWelco...ccessCode=guest &page=main&LoanID=
If your last negative and your last activity of any kind was in 98, then in '05 they should fall off. But, if in 2004 you decide to take the creditor up on his "generous" offer to reopen your account so you can pay off the past due balance, then you have just had "activity" and the 7 year clock starts all over from that point. So, guess what? Your 1998 negative that was getting ready to fall of will stick around now until 2011.
One thing I will tell you now. Since I have been moderator . I have also refrained, except where required for TOS reasons, to edit any posts.
(Cannot get approved for a cash advance) I am so jealous you guys! We have been through literal hell just getting financed. We have been trying since Sept, when we found our dream house. Credit scores up and down, contract on the house expiring over and over again, getting laid off, other buyers interested in the house, loan denials...... :cry:
Midland claims to consumer only has 30 days to request validation or we lose all right to request validation later
From http://www.aimloans.com/wholesale/fraWelco...ccessCode=guest &page=main&LoanID=
horrible credit personal loan
For a borrower looking to end an auto loan early, there isn't a worse way a lender could calculate your payoff amount. Using the "Rule of 78s" method, your lender applies more of your previous payments toward interest and less of your previous payments toward principal.
They sent a print out of their computer screen. It was a phonne bill, long distance, from a carrier I never heard of.
Seems like this would raise a red flag somewhere and I don't want her to end up in more trouble than she's alreay in.
(Horrible credit personal loan) Equifax showed 651. It was around 595 around 6/1/03
They sent a print out of their computer screen. It was a phonne bill, long distance, from a carrier I never heard of.
Seems like this would raise a red flag somewhere and I don't want her to end up in more trouble than she's alreay in.
(Horrible credit personal loan) Equifax showed 651. It was around 595 around 6/1/03
consolidate personal school loans
I made the lists! Yippeeee!!
Funny thing is I purchased a 97 Rally Sport Camaro w/them and paid it off in 1998. 12.25% total purchase 28K w/ $10K DP.
Excellent news, Ginger!! We're all happy for U!! We'll be here to help you with the rest of the credit stuff, you'll be great in no time!
(Consolidate personal school loans) Congratulations on your success so far!!!
maybe im just wayyyyy off base here. Not at all.
I sent a letter of complaint to the BBB in their corporate office area that then referred it...to California.
Funny thing is I purchased a 97 Rally Sport Camaro w/them and paid it off in 1998. 12.25% total purchase 28K w/ $10K DP.
Excellent news, Ginger!! We're all happy for U!! We'll be here to help you with the rest of the credit stuff, you'll be great in no time!
(Consolidate personal school loans) Congratulations on your success so far!!!
maybe im just wayyyyy off base here. Not at all.
I sent a letter of complaint to the BBB in their corporate office area that then referred it...to California.
cis loan reviewers florida
I wish I could have a case, but I don't have any proof that they said that. They also threatened to file papers the NEXT DAY if I didn't pay them by 3:00 pm. I sent them a validation letter, but they said that since I sent it outside of the initial 30 day notice period, that they didn't have to validate. I just want to get them off my back at this point
Looking for some furniture and need them to pull eq. Checked the sites, but found no info.
What does your BIZ platinum say you can go up to?
(Cis loan reviewers florida) 5) My credit history is 15 years
You should start writing to FUSA to build a paper trail. Upon receiving your FIRST response from them, file a formal complaint with the OCC. In your letter to the OCC be sure to state you are filing a formal complaint. Include a copy of how your FUSA is reporting on at least one CR and also a copy of FUSA's response to your attempt to correct the reporting problem. Keep replying to FUSA's non-responses and send a copy of each of their responses to the OCC citing your case number. Also consider sending a letter with above documentation to the office of the judge who ordered the discharge of your debt.
So we checked his scores..They are very low, like 600ish. SO! Buyer beware of what looks like a great deal. In the end it can screw you.
I don't know whether to be mad or not, but from what everyone's saying, I probably should be mad...guess it's soon time to shoot a letter off to the lender...
Looking for some furniture and need them to pull eq. Checked the sites, but found no info.
What does your BIZ platinum say you can go up to?
(Cis loan reviewers florida) 5) My credit history is 15 years
You should start writing to FUSA to build a paper trail. Upon receiving your FIRST response from them, file a formal complaint with the OCC. In your letter to the OCC be sure to state you are filing a formal complaint. Include a copy of how your FUSA is reporting on at least one CR and also a copy of FUSA's response to your attempt to correct the reporting problem. Keep replying to FUSA's non-responses and send a copy of each of their responses to the OCC citing your case number. Also consider sending a letter with above documentation to the office of the judge who ordered the discharge of your debt.
So we checked his scores..They are very low, like 600ish. SO! Buyer beware of what looks like a great deal. In the end it can screw you.
I don't know whether to be mad or not, but from what everyone's saying, I probably should be mad...guess it's soon time to shoot a letter off to the lender...
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